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Group Dream Plan

Group Dream Plan
Group Dream Plan

Do you dream of an inexpensive health insurance that provides you with basic protection?

“JOFICO” Jordan French Insurance Company introduces ” Dream ” health insurance program which provides 100% in-patient coverage without deductible percentage and with an annual premium of 90 JOD per person.

Benefits and Conditions:

  • Dream insurance is available for both Jordanians and residents within the borders of the Hashemite Kingdom of Jordan.
  • The coverage of ” Dream ” insurance starts from the age of one to 55 years, and the coverage continues up to 60 years.
  • The coverage of ” Dream ” includes surgeries that require an in-hospital stay and all related procedures within the hospital.
  • Hospital referrals must be approved by the authorized doctor (specialist / consultant) only.
  • Maximum coverage for each in-patient case is 6,000 JOD and total in-patient cases per year is 60,000 JOD
  • Coverage is limited to listed hospitals within JOFICO’s Medical Network only (Click here)
  • An approval department operating 24/7 available to respond to emergency cases and hospital admissions
  • Coverage period is one insurance year that is renewable upon the agreement of both parties

In-patient Covered Cases:

  • Normal delivery coverage is up to 500 JOD
  • Caesarean delivery coverage is up to 600 JOD
  • Dilation and Curettage coverage is up to 400 JOD
  • Hernia
  • Appendectomy
  • Cholecystectomy
  • Cardiovascular Disease with (stent)
  • Complication of Hypertension
  • Complication of Hyperlipidemia
  • Adult Diabetes Mellitus
  • Accompanying parent for the child under the age of 12 years
  • Piles, fistula
  • Anal fissure
  • Hysterectomy
  • Disc Prolapses.
  • Varicose Veins non-related to infertility
  • Anal fissure

Waiting Periods

  • The below-mentioned waiting periods are applicable on all the subscribers starting from subscription date.
  • The insurance coverage for arising cases (new) for the first time after the expiration of the waiting periods
Case Waiting Periods
Maternity (conception date must be > 90 Days) from subscription date 90 Days
Piles, fistula & Anal Fissure 12 months
Varicose Veins & Hernia 12 months
Hysterectomy. 12 months
Disc prolapses & Surgery of Knee Joint 12 months
Cardiovascular Disease 12 months
Adult Diabetes Mellitus 12 months
Tonsillectomy and sinusitis, ADENOIDESTOMY 12 months

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